Tools 05 — Goal simulator
Goalsimulator.
From a target to a path.
Set the capital you want and when. The simulator shows the contribution that closes the gap at your assumed return, or the return that would be needed with your contribution.
- Projected capital at horizon
- —
- Gap to target
- —
- Contribution needed per year
- —
- Return needed with your contribution
- —
- Year the target is reached
- —
Path to target
- Your plan
- Plan that reaches the target
- Target
X · yearsY · capital, €
Saved for your review request.
How it works
- Projection
- FV = P(1 + r)n + C × ((1 + r)n − 1) ÷ r
- Contribution needed
- C* = (Target − P(1 + r)n) × r ÷ ((1 + r)n − 1)
- Return needed
- Solved numerically (bisection) for the r that makes FV equal to the target with your contribution
Planning arithmetic on your assumptions, in nominal terms. Not investment advice, not a forecast; returns are not guaranteed and capital is at risk.